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Monday, August 24, 2009

Rent Guarantee and Tenant Credit Checks!

Your rent guarantee and tenant credit checks are both inter related. How? If your tenant credits are of a good standing then it goes to prove that your tenant has been in good financial condition. Not only that, it also talks about the tenant himself, if he has had any defaults on loan payment, County Court Judgment, arrears, bankruptcy filings, this would in turn reflect on how punctual he is in repaying back rent. Based on these details, a landlord can take his decision on whether to rent his house or not.

In addition to tenant credit verification, you can also consider rent guarantee insurance. If you seek assistance from a professional tenant assessment company, they also offer rent guarantee assurance and rent of time insurance as they have referred the tenant to you. You can claim back your loss of rental income only if you have got the tenant reference check done from a professional tenant check agents. Such insurance is vital for landlords with only one or two properties which are heavily mortgaged so that he does not put your investment at stake and you don't default on your mortgage payments. Avoid loosing your hard earned pounds in rental income and legal expenses to claim for your rent.

In addition to this, those expensive eviction charges which are usually 5% of your rental income can be avoided. Get benefited from tenant credit verification of your tenant carried out, before you decide to rent it out. It helps you deal with a less problematic tenant. Avoid putting a bad tenant with a bad history in your buy to let property and he should be some one who takes responsibility of the house and your belongings in the house.

Also make an inventory of your house items ready, in case you are renting out a fully furnished house. Make your tenant liable for any damages caused to your property. Such things need to be mentioned in your rent or lease agreement papers which are signed between you and your tenant. Get all information about tenant verified and this will ascertain if you are renting it out to a right tenant.


Kirthy_S

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1 comments:

Kara said...

Running a tenant credit check before allowing someone to live on your property is very important and could save you from a financial disaster.